Trip Cancellation Insurance
Also called Trip Protection Insurance.
What is Trip Cancellation Insurance
- Trip Cancellation Insurance plans reimburse your non-refundable travel expenses if an unexpected crises (e.g., death, sickness, airline strike, travel company bankruptcy) occurs before or during your trip causing it to be cancelled, interrupted or delayed.
- Plans typically provide reimbursement for:
- Trip cancellation, interruption & delay
- Baggage loss and delay
- Emergency medical expenses
- Emergency medical evacuation
- Accidental death and dismemberment (AD&D)
- Repatriation of remains
- Travel assistance services
- Although the maximum benefit limits for medical expenses are not as high as in Travel Medical Insurance, there is usually no deductible or co-pay.
- Most plans exclude Pre-existing Conditions but will waive the exclusion if the insurance is purchased within a certain amount of time (7 - 21 days depending on plan) after payment of the initial trip deposit.
- The cost of Trip Protection plans is based on a percentage of Trip Cost, which is is the amount of money that a traveler has pre-paid or is otherwise obligated to pay to a travel supplier (eg. airline, travel agent, tour operator, hotel, cruise line, Internet booking service) that might not be refunded if a trip is cancelled.
- Rental car insurance, also known as collision damage waiver (CDW), may be included, or purchased as an upgrade, or purchased separately as a stand-alone policy.
Compare plans or quote/purchase online
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Call toll free: +1 866-979-6753 or +1 402-343-3699
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