Canadian Life Insurance website owned by

Life Insurance

Pays a death benefit to the beneficiaries if the insured dies while covered. There are 3 main types:
     - Term Life
     - Whole Life
     - Universal Life

Term Life Insurance

Insurance coverage for a set period of time. Perfect for meeting temporary insurance needs, and for keeping costs low.

Whole Life Insurance

Provides permanent coverage with level premiums and a guaranteed death benefit. Plans gain value over time and are not subject to investment gains or losses.

Universal Life Insurance

Permanent insurance with an investments portion built in. This tax-sheltered investment portion, along with the insurance payout, makes Universal Life Insurance a powerful financial tool in estate preservation.

Health & Dental

Covers many medical expenses that the Government Health Plan does not, such as dental work, prescription drugs, eyeglasses, private and semi-private hospital rooms.

Disabilty Insurance

Provides an alternate income in case of injury/illness that leaves you unable to work. It is essential for anyone who earns an income and does not have disability insurance through their employer.

Critical Illness Insurance

Provides money when you are diagnosed as having a critical illness (typically heart attack, stroke, or cancer). Money can be used for seeking treatment, purchasing medicine, or taking time off work.

Long Term Care Insurance

Pays for in home or nursing home care. Long Term Care easily erodes life savings costing upwards of $40 000 to $60 000 a year, making this form of insurance a must for retirees.

Travel Insurance

Covers you while you are abroad, or planning to travel.

Travel Medical Insurance

Reimburses you for emergency medical expenses incurred while you are traveling or living in a foreign country.

Trip Cancellation Insurance

Reimburse your non-refundable travel expenses if an unexpected crises (e.g., death, sickness, airline strike) occurs before or during your trip causing it to be cancelled, interrupted or delayed.

Accidental Death Insurance

Pays you or your beneficiary when an accident results in your loss of life, limb, or eyesight.

Medical Evacuation Insurance

Covers the cost of transporting a seriously injured or ill person who is traveling abroad to chosen medical facilities.

International Health Insurance

Annually renewable medical insurance that is valid all over the world. Wherever you travel, you will be covered.

Multi-Tip Insurance

Designed to make frequent travel easier by combining all the most common travel insurance necessities into one annually renewable plan.

Flexible Whole Life Insurance

Permanent insurance with an investments portion built in. This tax-sheltered investment portion, along with the insurance payout, makes Flexible Whole Life Insurance a powerful financial tool in estate preservation.

Income Protection Insurance

Provides an alternate income in case of injury/illness that leaves you unable to work. It is essential for anyone who earns an income and does not have income protection insurance through their employer.

Life Insurance

Pays a death benefit to the beneficiaries if the insured dies while covered. There are 2 main types: Term Life and Flexible Whole Life.